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Les 100 fonds communs de placement les plus populaires pour l'épargne-retraite 401 (k)

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On ne peut nier l'importance et la popularité des 401(k) pour les épargnants-retraite. Les Américains ont investi 6 300 milliards de dollars dans ces comptes d'épargne professionnels à imposition différée, selon l'Institut des sociétés d'investissement, et il y a plus de 58 millions de participants actifs au 401(k).

BrightScope, une société d'information financière qui note les plans d'épargne-retraite, a compilé pour Kiplinger cette liste des 100 fonds communs de placement les plus populaires dans les plans 401(k) sur la base des actifs 401(k) sous gestion des fonds.

Voici la liste des 100 meilleurs fonds communs de placement pour votre épargne-retraite 401 (k). Tous les chiffres sont en date du 7 octobre. 2020.

Rang Nom du fonds symbole

Type de fonds

Rendement total annualisé

1 an

Rendement total annualisé

3 ans

Rendement total annualisé

5 ans

Rendement total annualisé

10 ans

Frais
Rapport 1Indice institutionnel VanguardVINIXLarge Blend16.0211.7813.4113.520.042Indice Fidelity 500FXAIXLarge Blend16.0311.7913.43 0,023American Funds Europacific GrowthAEPGXEAFE16.815.458.146.270.844Indice Vanguard Total Bond MarketVBTLXShort/Intermediate Government Bonds5.995.244.103. 1615.370.856Indice Vanguard 500VFIAXLarge Blend16.0011.7613.4013.510.047Vanguard PRIMECAPVPMCXLActions américaines à forte croissance16.6110.7214.3214.570.388Vanguard WellingtonVWELXAllocation modérée8.447.989.449.460.259Index Vanguard Mid CapVIMAXMid Val91x US Equities08. .202.738.4010.940.5211Vanguard Target Retirement 2025VTTVXAllocation conservatrice9.806.828.168.250.1312Vanguard Target Retirement 2030VTHRXAllocation modérée10.356.978.598.710.1413Vanguard Total Intl Stock IndexVTIAXEAFE5.801.455.62 0.1114Sanguard Fuuguard Small Cap Index. nds Growth Fund of AmericaAGTHXLarge-Growth US Equities32.6716.0016.2514.520.6516PGIM Total Return BondPDBAXShort/Intermediate Government Bonds4.715.274.834.620.7617Vanguard Target Retirement 2035VTTHXModerate Allocation10.857.099.009.160.21.1318VVTSA Target Total Stockarge Mkt Index Retraite 2020VTWNXAllocation conservatrice9.006.487.557.690.1320Metropolitan West Total Return BondMWTRXShort/Intermediate Government Bonds6.905.574.164.300.6821Vanguard Extended Market IndexVEXAXMid Cap US Equities18.188.8211.3612.380.0622Vanguard Target Retirement 2040VS11. .058.350.6824T. Rowe Price Blue Chip GrowthTRBCXLActions américaines à forte croissance36.2719.9219.4717.920.6925Fidelity Growth CompanyFDGRXLActions américaines à forte croissance67.9026.7924.5420.340.8326T. Rowe Price Retirement 2030TRRCXAllocation modérée11.077.119.239.380.6427Vanguard Target Retirement 2045VTIVXAllocation agressive11.747.249.569.540.1528Fidelity Freedom 2025FFTWXAllocation conservatrice10.996.468.207.790.6529Fidelity Freedom Balanced 2020FFFLX. Rowe Price Retraite 2025TRRHXAllocation conservatrice10.466.858.728.830.6132T. Rowe Price Retirement 2020TRRBXAllocation conservatrice9.516.488.108.200.5733Vanguard Windsor IIVWNFXLActions américaines de grande valeur8.526.589.0710.760.3434Fidelity Freedom 2040FFFFXAllocation modérée13.586.959.598.900.7535Harbor Capital AppréciationHCAIXLarge-Growth. 608.840.7237T. Rowe Price Retirement 2040TRRDXAllocation modérée12.217.499.9410.020.6938Dodge &Cox International StockDODFXEAFE-5.53-5.361.572.990.6339Vanguard Target Retirement 2050VFIFXAllocation agressive11.777.269.569.540.1540Vanguard International Income &Co. .184.390.4242T. Rowe Price Retirement 2035TRRJXAllocation modérée11.687.299.629.750.6743Indice de croissance VanguardVIGAXLe actions américaines à forte croissance37.8720.3118.4416.550.0544T. Rowe Price Growth StockPRGFXLarge-Growth U.S. Equities35.0918.0417.8016.680.6545Fidelity Extended Market IndexFSMAXMid Cap U.S. Equities18.158.8211.37 0.0546MFS ValueMEIAXLarge-Value U.S. Equities0.603.898.2310.290.8247T. Rowe Price Mid-Cap GrowthRPMGXMid-Growth Actions US16.7912.8513.7914.560.7448Indice Fidelity US BondFXNAXShort/Intermediate Government Bonds6.085.234.05 0.0349American Funds 2030 Trgt Date AETXModerate Allocation12.057.459.08.749.330.7150XFidelity Funds. Washington MutualAWSHXLarge Blend5.257.5710.8111.730.5952Indice des marchés développés de VanguardVTMGXEAFE4.461.245.104.740.0753Indice équilibré de VanguardVBIAXAllocation modérée13.069.369.759.630.0754Fidelity Freedom 2045FFFGXAllocation agressive13.646.979.608.960.7comVanguard28 Diversified InternationalFDIVXEAFE18.426.707.586.850.7557American Funds New PerspectiveANWPXWorld Equity26.3413.0913.6611.660.7658Vanguard Instl Ttl Stk Mkt IndexVITNXLarge Blend16.6011.4013.1313.410.0359T. Rowe Price Large-Cap Growth Class ITRLGXLarge-Growth US Equities39.0020.9020.2018.200.5660Fidelity Low-Pricing StockFLPSXMid-Value US Equities7.613.856.5610.000.7861Fidelity Freedom 2050FFFHXAllocation agressive13.596.949.VIA 188.7110.650.0563Fonds américains 2025 Date de retraitAADTXAllocation conservatrice10.976.868.068.600.6964T. Rowe Price Retirement 2045TRRKXAllocation agressive12.577.5810.0810.090.7165Fidelity Blue Chip GrowthFBGRXLarge-Growth US Equities58.4425.5722.1619.050.7966Vanguard Target Retirement 2015VTXVXAllocation conservatrice7.896.026.696.920.1367PIMCO Total Return Fund/Intermedia4.8. RetraiteAAFTXAllocation modérée14.128.2910.089.830.7269T. Rowe Price Retirement 2050TRRMXAllocation agressive12.567.5910.0710.090.7170Vanguard Inflation-Protected SecsVIPSXTIPS8.435.464.103.130.2071T. Rowe Price New HorizonsPRNHXMid-Growth US Equities50.0727.2123.7721.060.7672American Funds 2040 Trgt Date RetireAAGTXModerate Allocation14.868.5810.4410.060.7373Fidelity International IndexFSPSXEAFE3.181.104.65 0.0474Fidelity Puritan35375FPURXModerate Allocation. .9421.2518.4415.911.1076JPMorgan SmartRetirement 2030JSMAXAllocation modérée7.465.417.447.900.8677American Funds 2020 Trgt Date RetireAACTXAllocation conservatrice8.495.896.977.480.6678Invesco Developing MarketsODMAXEmerging Markets21.504.696.716.861.1079VanguardVanguard Actions18.3912.7713.7113.320.4581Vanguard Target Retirement 2055VFFVXAllocation agressive11.757.259.569.560.1582JPMorgan SmartRetirement 2025JNSAXAllocation conservatrice7.025.196.907.410.8583JPMorgan Mid Cap ValueJAMCXMid-Value US Equities-7.11-0.314.449.2mer ican Funds Fundamental InvestorsANCFXLarge Blend13.148.4811.9011.940.6285iShares S&P 500 IndexBSPAXLarge Blend15.6911.4513.05 0.3586American Funds AMCAPAMCPXLarge-Growth US Equities21.3312.0212.9413.450.6987Janus Henderson EnterpriseJAEN2.4Mid-Grow16 0211.7713.3813.460.0289JPMorgan Large Cap GrowthOLGAXLarge-Growth US Equities52.7527.0822.4118.110.9490American Funds Capital World Growth&IncomeCWGIXWorld Equity11.145.948.638.060.7891Invesco Diversified DividendLCEIXLarge-Value US Equities-4.432.095.208.88. 8893JPMorgan SmartRetirement 2035SRJAXAllocation modérée8.845.517.818.320.8794JPMorgan SmartRetirement 2020JTTAXAllocation prudente6.214.856.246.710.8195Vanguard Wellesley IncomeVWINXAllocation modérée5.266.267.107.250.2396Vanguard WindsorVWNDXLarge-Value 0.211.79 US Equities296.267.107.250.2396Vanguard WindsorVWNDDXLarge-Value. location3.303.667.369.150.5398Vanguard Real Estate IndexVGSLXReal Estate-9.193.495.408.610.1299American Funds 2045 Trgt Date AAHTXAllocation agressive15.098.7110.6110.150.72100Neuberger Berman GenesisNBGNXSmall-Growth U.S. Equities13.6910.023011.9912.0

* Les montants en dollars représentent le total des actifs sous gestion des fonds détenus à la fois dans les plans 401(k) et en dehors des 401(k)s, selon Morningstar. BrightScope a classé les fonds en fonction des actifs sous gestion détenus dans les 401(k)s uniquement, mais il n'a pas divulgué les montants précis pour des raisons de propriété.

Sources :BrightScope, L'étoile du matin